Break Free From Financial Uncertainty
Finally... The "Closed Loop" Secret That Builds Wealth (Without Market Risk or Lifestyle Sacrifice)
The same PUA-enhanced system shared by the wealthy elite... that creates maximum money efficiency by keeping every dollar “turning over” inside YOUR system
You're doing everything "right" with your money.
You're making a decent income. Paying extra on your debts. Contributing to your 401(k). Living reasonably.
Yet somehow... you still feel behind.
Every raise gets swallowed by rising costs. Every bonus disappears into the financial black hole. You watch your retirement account swing up and down like a yo-yo, wondering if you'll ever have enough.
Meanwhile, you're bleeding money to credit card companies, mortgage lenders, and financial managers who get paid whether you win or lose.
Here's the brutal truth: You don't have a money problem. You have a money FLOW problem.
Every dollar you earn immediately flows OUT of your system - to banks, to Wall Street, to creditors - and disappears forever. You're working harder and harder to replace money that should have stayed and compounded in YOUR system.
But what if I told you there's a completely different game being played?
What if the wealthiest families in America - the Rockefellers, the Rothschilds, the "old money" dynasties - have been using a Closed Loop System for over 100 years that keeps every dollar working multiple jobs inside their own financial ecosystem?
What if major corporations like GE use this same system as their financial foundation... while regular people are told it "doesn't work"?
And what if you could start building your own Closed Loop System for less than the cost of a fancy coffee?
My name is Dave Greenlee, and I'm about to show you how to stop bleeding money to the banking system... and start becoming the bank with maximum money efficiency.
Right now you're probably...
Struggling to get closer to being out of debt, even though you are paying on time every month and even extra payments
Watching others spend freely and live their lives while you pinching every penny and living like a miser.
Feeling overwhelmed by the amount of money going out every month
Worried that you'll never get ahead and start saving money
Frustrated because you're doing everything right and still not getting ahead
Every day you continue to follow typical financial advice about getting out of debt, you're losing MASSIVE amounts of money and time
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The $4 Million Mystery: Where Does All Your Money Go?Here's what nobody tells you about the financial game you're playing:
The average American household will earn over $4 million during their working lifetime. Some will earn $10 million or more.
Yet 64% of Americans can't handle a $400 emergency without borrowing money.
Where did all that money go?
It went exactly where the broken system designed it to go - OUT of your control and into the pockets of banks, Wall Street firms, and creditors who understand the Closed Loop principle you were never taught.
You see, in a traditional "open loop" financial system:
Money flows IN (your paycheck)
Money immediately flows OUT (to banks, creditors, Wall Street)
Money disappears forever
You start over next month with nothing
But in a Closed Loop System :
Money flows IN (your income)
Money stays and CIRCULATES within your system
Every dollar has at least two jobs
Money compounds continuously while remaining available
You achieve maximum money efficiency
The difference? Velocity of money.
How many times can you turn your money over? How many jobs can each dollar perform before it leaves your system?
In the traditional system, each dollar gets exactly ONE job before disappearing forever.
In a Closed Loop System, each dollar can work 3, 4, even 5 different jobs while never leaving your control.
The 100-Year Secret: How One Dollar Does Multiple Jobs
Let me show you exactly how this works.
In 2009, I overheard a conversation that changed everything.
I was working with a 73-year-old multi-millionaire who had survived every market crash, every recession, every financial crisis of the past five decades. His net worth was north of $340 million, but what struck me wasn't his wealth - it was his certainty .
That day, he was on a call with a real estate developer drowning in bad debt. The developer was desperate, trying to figure out how to survive.
My mentor said something I'll never forget:
"Don't worry. I'm going to use my Closed Loop System to buy out your debt. You'll pay me back on terms that actually work for you, and my money will keep earning while it's helping you."
Closed Loop System? I thought he was talking about owning a bank.
Then he explained the real secret.
For over 100 years, the wealthiest families in America have used PUA-enhanced participating whole life insurance policies as their personal Closed Loop System.
Here's how one dollar works multiple jobs in this system:
Job #1: That dollar sits safely in the policy earning a guaranteed 4-5% return, rain or shine, market crash or boom.
Job #2: That same dollar serves as collateral for a policy loan at competitive rates - meaning you can access your money without stopping its growth.
Job #3: The interest you pay on that loan? It participates back into your system through dividends, not disappearing to a bank.
Job #4: You can use additional funds to purchase Paid-Up Additions (PUAs) that increase both your cash value AND death benefit, creating even more capacity for future loans.
Job #5: That dollar can serve as collateral for business deals, real estate investments, or any opportunity - while still earning its guaranteed return.
The result? Maximum money efficiency. Every dollar stays in your Closed Loop System, working multiple jobs, creating what banks call "velocity of money."
This is exactly how banks make billions - they turn money over again and again. $1 out, $1.10 back. $1 out, $1.10 back.
Now you can do the same thing.
Before I reveal the full system, take 10 seconds to imagine BEING DEBT FREE & STACKING CASHE.
How would that change your daily life?
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Why This Beats Every "Investment" Strategy (Including the Stock Market Gamble)Let's get brutally honest about what you've been told to do with your money:
The Stock Market GambleYour financial advisor says the S&P 500 "averages" 10% returns. What they don't tell you is that averages are meaningless when your money leaves your system.
When the market crashes - and it will crash - it destroys years of compound growth AND removes your money from your control. You can't borrow against a crashed 401(k). You can't use it for opportunities. It's just... gone.
Every person who has money in the stock market has lost money. Every single one.
The Closed Loop DifferenceWith a PUA-enhanced participating whole life policy, you get:
Guaranteed 4-5% returns that compound uninterruptedTax-free access through policy loansMoney that's always available for opportunitiesParticipating dividends that can purchase more PUAsDeath benefit protection that grows with your wealthBut here's the real power: Your money never leaves your system.
While stock market investors are hoping to "average" 10% over decades (while losing control during crashes), Closed Loop System owners are achieving 30-40% more money efficiency by keeping everything in circulation.
It's not about chasing higher returns. It's about maximum money efficiency and never going backwards.
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The Real-World Math: How Sarah Eliminated $25,000 in Debt While Building Wealth
Let me show you exactly how this works with a real example.
Meet Sarah. Marketing manager, $75,000 salary, $25,000 in credit card debt at 19% interest.
Following traditional advice, she'd cut her lifestyle and throw every extra penny at those cards. It would take years of sacrifice, and every dollar paid would disappear forever into the bank's Closed Loop System.
Here's what we did instead:
Sarah was already paying an extra $400 per month toward debt. Instead of sending that money OUT of her system to credit card companies, we redirected it INTO her own Closed Loop System through a properly structured PUA-enhanced whole life policy.
Month 1-3: Her $400 monthly payments built cash value in her policy (90% of every dollar went to cash value due to proper structuring)
Month 4: She took a policy loan against her cash value to pay down a chunk of credit card debt
The Magic: Her original money in the policy? It never stopped earning 4-5% guaranteed returns, even while she was using it
Month 5-12: She continued the process - money flowing into her Closed Loop System, policy loans paying off high-interest debt, money circulating back through loan repayments
After One Year:
High-interest debt: Nearly eliminated
Cash value available: $4,800 and growing
Money efficiency: 30% better than traditional payoff
Control: Complete - she could access her money anytime
Stress level: Dramatically reduced
The Closed Loop Advantage:
Traditional Debt Payoff:
$400/month disappears to credit card companies
Money gone forever once paid
No asset building
Takes 5+ yearsL
eft with nothing but relief
Closed Loop System:
$400/month stays in YOUR system
Money earns guaranteed returns while eliminating debt
Builds permanent cash value
Creates maximum money efficiency
You become your own bank
This is the difference between feeding someone else's Closed Loop System and building your own.
The PUA Secret: How to Legally Supercharge Your Closed Loop System
Here's where it gets really interesting.
Most people don't know about Paid-Up Additions (PUAs) - a feature that allows you to purchase additional increments of paid-up insurance using policy dividends or extra premiums.
Under IRC Section 7702, PUAs are not considered taxable income. They increase both your death benefit AND your available cash value for loans.
Here's the power:
When you pay back a policy loan, you can pay back MORE than you borrowed. That extra payment can purchase additional PUAs, increasing your system's capacity.
Let's say you borrowed $10,000 from your policy. You could pay back $11,000 - the original $10,000 plus $1,000 in additional PUAs.
The result?
Your original cash value keeps earning guaranteed returnsYour loan is paid back with participating interestYour additional $1,000 purchases more PUAsYour system's capacity grows for future opportunitiesMaximum money efficiency achievedThis is how you "turn" money like a bank. Money goes out, money comes back with extra, system grows stronger.
The wealthy have been doing this for over 100 years. Now you can too.
Why Your Financial Advisor Doesn't Know This (And Why Most People Never Discover It)
Here's the uncomfortable truth:
Most financial advisors get paid to manage and invest your money in THEIR system. They earn fees whether the market goes up or down, whether you make money or lose it.
They're not trained in Closed Loop Systems because there's no ongoing management fee for them to collect. They'd rather keep you gambling in the market, paying them year after year, than teach you how to achieve maximum money efficiency.
But here's the deeper reason most people never discover this:
Human behavior is weird. If you're looked at like an outsider, it feels like being kicked out of the tribe. As early humans, that meant death. We share the same brain.
So when someone shows you a system that 99% of people don't use, your brain screams: "If this were really this good, everyone would be doing it!"
But that's exactly the point.
The wealthy DO use this system. Major corporations DO use this system. Banks are REQUIRED by law to hold these policies because they're considered the safest assets in existence.
Regular people just aren't taught about it because it would make banks' Closed Loop Systems less profitable.
Why I Know This Works (And Why Most "Experts" Get It Wrong)
I didn't learn this strategy in a classroom or from a textbook.
I learned it the hard way - by nearly losing everything, then watching someone who truly understood money navigate the worst financial crisis in decades without breaking a sweat.
Back in 2008, I was a real estate investor caught up in the leverage game. I thought I was smart - buying properties with creative financing, forcing appreciation, building what I thought was wealth.
When the market crashed, my house of cards collapsed. Tenants stopped paying. Lines of credit dried up. Everything I had worked for started unraveling.
But my 73-year-old mentor? He was calm as could be.
While everyone else was panicking, he looked at me and said: "Son, we're the bank. We don't owe anyone anything. My money hasn't lost a dime. We're not just going to survive this - we're going to grow."
That's when I realized I had been playing the wrong game entirely.
I transitioned into working as Director of Advanced Strategy for a virtual family office. Our clients? Families with a net worth of $5 million or more.
And here's what I discovered: Nearly every single one of them used participating whole life insurance as the foundation of their wealth system.
Not the wealthy wannabes. Not the people trying to get rich quick. The families with generational wealth - the ones who stayed wealthy through every market crash, every recession, every crisis.
They all had the same thing in common: They owned their financial system instead of being owned by it.
The Results Speak for Themselves
Just this year, using this exact strategy, my clients have:
>>Eliminated over $14 million in debt
>>Built nearly $60 million in projected assets
>>Gained complete control over their financial future
These aren't get-rich-quick stories. These are real people who stopped feeding the banking system and started becoming the bank.
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The Simple $1 Decision That Could Transform Your Financial Future
Right now, you have two choices.
Choice #1: Keep Feeding Someone Else's Closed Loop System
You can continue doing what you've been doing. Keep sending money to credit card companies. Keep gambling your retirement in the stock market. Keep hoping that somehow, someday, it will all work out.
If you choose this path, here's what's mathematically certain:
You'll spend the next 20-30 years bleeding money to banks and Wall Street
You'll achieve maybe 30-40% money efficiency at best
You'll lose sleep every time the market crashes
You'll work longer than planned because your money kept leaving your system
The math is brutal: You'll likely lose seven figures in future wealth to taxes, interest, and market volatility.
Choice #2: Build Your Own Closed Loop System
Or you can discover the same PUA-enhanced strategy that's been creating maximum money efficiency for over 100 years.
You can learn how to:
Keep every dollar working multiple jobs in YOUR system
Eliminate debt without depletion using policy loans
Guarantee your money grows safely, regardless of market conditions
Achieve 30-40% better money efficiency through velocity
Become your own bank instead of making banks rich
Everything You Need is in "The Perpetual Wealth Method"
I've taken everything I learned working with multi-millionaire clients and distilled it into a simple, step-by-step Closed Loop System that anyone can implement.
You'll discover:
The exact PUA-enhanced policy structure for maximum cash value
How to eliminate debt while building wealth simultaneously
The "velocity of money" secrets banks use to multiply profits
Why one dollar should always have at least two jobs
How to stay within IRC Section 7702 guidelines for tax advantages
The 30-day action plan to redirect money into your Closed Loop System
This isn't theory. This is the exact blueprint for maximum money efficiency.
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What Happens If You Do Nothing?
Let me paint you a picture of two different futures.
Future #1: You Keep Playing by the Old Rules
Five years from now, you're still making the same debt payments. Still watching your 401(k) swing up and down. Still feeling anxious every time you check your bank account.
Ten years from now, you've paid off some debt, but you've sent hundreds of thousands of dollars to banks and creditors - money that's gone forever. Your retirement account has grown some, but it's also crashed a few times, setting you back years.
Twenty years from now, you're approaching retirement age, but the numbers don't add up. Between taxes, market losses, and inflation, you don't have nearly enough. You're looking at working well into your 70s, or worse, becoming financially dependent on your children.
The very people you wanted to provide for are now providing for you.
Future #2: You Become Your Own Bank
Five years from now, your high-interest debt is completely gone. But unlike traditional debt payoff, you didn't deplete yourself to get there. Your money has been growing safely and predictably in your own system.
Ten years from now, you have substantial liquid cash value that you can access for any opportunity or emergency. You sleep soundly knowing your money is guaranteed to grow, regardless of market conditions.
Twenty years from now, you're using tax-free policy loans as retirement income. You never have to worry about market crashes destroying your nest egg. You're leaving a legacy for your children - not just money, but the same system that built your wealth.
You've become what less than 1% of people ever achieve: a true Wealth Steward.
The Choice Is Yours
You can spend $1 to learn how the wealthy really build and preserve their money...
Or you can keep doing what everyone else does and hope for different results.
But here's what I know for certain: The cost of staying stuck is far greater than the small investment to learn a better way.
Every month you delay is another month of sending money to creditors instead of building your own wealth. Another month of market risk instead of guaranteed growth. Another month of being a Consumer instead of becoming a Wealth Steward.
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What Happens When Your Brain "Lights Up"
I've seen it hundreds of times.
Someone learns about the Closed Loop System and PUA strategy. Their brain lights up. They get that "holy cow" moment when they realize they've been playing the wrong game their entire lives.
Then comes the "too good to be true" moment. Their brain goes wild thinking about everything they could be doing with their money - redirecting payments, maximizing velocity, funding opportunities while building wealth.
That's the moment everything changes.
Because once you see how money can work multiple jobs in your own system instead of disappearing into someone else's... once you understand maximum money efficiency... you can never go back to the old way.
You realize you have more than enough. Cash is always available. You can fund your lifestyle, participate in deals, send kids to college, and still feel financially certain and secure.
You become what less than 1% of people ever achieve: the owner of your own Closed Loop System.
The Choice Is YoursYou can spend $1 to learn how the wealthy really achieve maximum money efficiency...
Or you can keep feeding someone else's Closed Loop System and hope for different results.
But here's what I know for certain: Every month you delay is another month of money flowing OUT of your system instead of circulating within it. Another month of single-job dollars instead of maximum efficiency. Another month of being a consumer instead of becoming the bank.
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Click the button below to get instant access to the complete Closed Loop System for just $1.
You'll discover exactly how to set up your own PUA-enhanced "banking system," eliminate debt without depletion, and achieve maximum money efficiency the way generational fortunes are actually built.
This isn't about getting rich quick. This is about playing the long game with a system that's worked for over 100 years.
Stop making banks rich. Start becoming the bank.
P.S. Remember, this is the same Closed Loop System used by the Rockefellers, major corporations like GE, and my clients who have eliminated $14 million in debt while building $60 million in projected assets. The only question is: Will you keep feeding someone else's system, or will you build your own?
The difference between financial stress and maximum money efficiency could be a $1 decision made today.
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DISCLAIMER:
The content provided in The Perpetual Wealth Method is for educational and informational purposes only and is not intended as financial, legal, or investment advice. The strategies discussed may not be appropriate for every individual and do not guarantee specific financial outcomes. All financial decisions should be made in consultation with a licensed advisor who understands your unique circumstances. Insurance products referenced may involve risks, limitations, and terms that vary by carrier and state. Past performance or examples provided are for illustrative purposes only and do not predict future results.